Cheque alterations & endorsement

Notwithstanding the gradual decline in the use of cheques, the intercepting of cheques between being filled out and being banked (often while in the mail but sometimes by a person on the inside) is an ongoing problem. 

In this first case, the payee name on the cheque in question had been altered and the alteration endorsed. The question to answer was whether or not the endorsement signature was genuine.  By reference to numerous examples of genuine specimen signatures of the purported signatory, our forensic document examiners found that the endorsement signature was not genuine.

In this second case, again, the payee name on the cheque in question had been altered but discretely so and without any need for endorsement.  Using various photo-analytical techniques, FDS found that two visually similar inks had been used to write the payee name.  The inks were differentiated on the basis of their infrared properties and a second pen had been used to change the payee name.